Direct Wholesale Lender

All Home Wholesale has a business model that is made by originators, for originators.  Our team is dedicated to funding loans.  While other lenders use investment overlays or frown on exceptions, we underwrite and fund your loans in-house, and WELCOME exceptions. Try our Scenario Desk

See our current Turn Times

Programs designed for you

Our clients are Brokers like yourself, that want to find a home for every loan. We have programs that 'fit just outside the box' with competitive pricing, all the way to aggressively expanded programs for those borrowers that have credit issues or are self-employed and cannot qualify for normal full doc situations. If a loan can be done, we can FUND IT.

Our Products Overview

BBB95 770x123 6006

 

 Some Recent Scenarios!

Want to ask about a Loan Scenario that you're currently working on?   Email us!  ScenarioDesk@AHLbanker.com.   Our Scenario Desk team will respond ASAP!


Self Employed Borrower

  • 24 months business bank statements
  • 700 FICO
  • $400,000 loan amount
  • 85% LTV
  • 45% DTI
  • 30 year fixed

Debt Consolidation Cash-out

  • 24 month full documentation
  • 600 FICO
  • Recent 3 x 60 x 12 lates
  • $200,000 cash out
  • 80% LTV
  • 38% DTI
  • 5/1 ARM

 

Near Miss Jumbo

  • 24 month full documentation
  • 660 FICO
  • $2.5mm loan amount
  • 80% LTV
  • 50% DTI
  • 7/1 ARM I/O

Recent Credit Events

  • 24 month full documentation
  • 595 FICO
  • 18 months from BK
  • $175,000 loan amount
  • 80% LTV
  • 29% DTI
  • 7/1 ARM

 

Professional RE Investor

  • Owns 15 rental properties
  • Wants to vest in LLC.
  • 740 FICO
  • $100,000 cash out loan amount
  • 50% LTV & 1.30 DSCR
  • 3/1 ARM

Foreign National Borrower

  • Investment or 2nd home
  • No US FICO
  • $3mm loan amount
  • 50% LTV
  • 40% DTI or 1.15 DSCR
  • 5/1 ARM

 

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